Personal Umbrella Insurance in Allen, Plano & McKinney, TX
When it comes to protecting your assets and future, sometimes standard insurance coverage isn’t enough. That’s where personal umbrella insurance comes in. At Bulnes Insurance Services in Allen, Plano & McKinney, TX, we offer personal umbrella insurance to give you an added layer of liability protection beyond your existing auto, home, or renters insurance policies. This additional coverage ensures that you're financially protected from large claims or lawsuits that exceed your primary policy limits.
What is Personal Umbrella Insurance?
Personal umbrella insurance is an extra layer of liability coverage that kicks in when the limits of your underlying policies, such as auto or home insurance, are exhausted. It provides protection for significant claims or lawsuits that could otherwise deplete your savings, assets, or future earnings.
This type of insurance is designed to protect against a wide range of liabilities, including bodily injury, property damage, and even personal lawsuits such as defamation or slander. For instance, if you cause a car accident resulting in serious injuries, and the medical and legal costs exceed your auto insurance limits, a personal umbrella policy can cover the additional costs, helping to safeguard your financial future.
Benefits of Personal Umbrella Insurance
The primary benefit of personal umbrella insurance is the extra liability protection it provides. Without it, you could be personally responsible for paying out-of-pocket for costs that exceed your standard insurance limits, which can potentially jeopardize your savings and assets. With umbrella insurance, you get peace of mind knowing you’re protected from large claims and lawsuits.
Personal umbrella insurance also covers legal defense costs, which can quickly add up in the event of a lawsuit. Even if the lawsuit is frivolous or groundless, your policy helps cover legal fees, ensuring that you’re not financially burdened. Moreover, umbrella insurance extends beyond typical liability coverage, offering protection for incidents like libel or slander, which are not covered by most home or auto insurance policies.
Why Choose Bulnes Insurance Services?
- Independent agency with over 11 years of experience in Allen, Plano & McKinney, TX
- Tailored umbrella policies that suit your unique needs
- Access to top-rated insurance providers for the best coverage
- Affordable rates for high-limit liability protection
- Trusted local service with personalized attention
Contact Bulnes Insurance Services
At Bulnes Insurance Services, we understand that protecting your future means going beyond standard coverage. Our personal umbrella insurance in Allen, Plano & McKinney, TX, provides you with the extra security you need to safeguard your assets. Contact us today to learn more about how an umbrella policy can protect you from large claims and lawsuits. Get in touch for a free quote and start securing your financial future today.